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When you have a chronic health condition, managing your health can feel like a full-time job — and with insurance considerations thrown into the mix, that might switch to working overtime. Share on Pinterest Illustration by Alyssa Kiefer The complexity of health plan rules and codes, along with in-network and out-of-network providers and prescription coverage, can be dizzying. How can you navigate through it all, as well as calculate monthly expenses and save for emergencies? Here, some experts offer their top tips to streamline the process, so you can spend more time on your health. Understand what’s in the medical network Maybe you have a favorite doctor or specialist and you’re looking for a plan that ensures they’re in network. While that’s helpful, remember that your condition may require additional specialists, especially if it’s progressive. For that reason, it can be crucial to select a plan that either has a large medical network or covers out-of-network medical care at a reas...

Diabetes (medically known as diabetes mellitus) is a disorder of the metabolism where the body has trouble using glucose, or blood sugar, for energy. When we eat, our body breaks down foods known as carbohydrates (fruits, vegetables, breads, pastas, dairy, and sweets) into glucose, which is sent to our cells through the bloodstream. Types of Diabetes Type 1 Diabetes Type 1 diabetes (previously called juvenile diabetes or insulin-dependent diabetes) is a disorder of the body’s immune system that results from the pancreas not producing any insulin. Type 2 Diabetes Type 2 diabetes (previously called adult onset diabetes) results when the body doesn’t respond appropriately to insulin, a condition called “insulin resistance.” This more common (90%–95% of all cases) variety of diabetes often runs in families or racial groups, but can also be caused by poor diet and an inactive lifestyle. Type 2 diabetes is the most common form of diabetes. In type 2 diabetes,...